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Sometimes life leads people into financial difficulties that prove almost impossible to overcome. As an experienced bankruptcy attorney - including those who practice at The Law Offices of Ronald I. Chorches - can confirm, even the most fiscally responsible Americans can find themselves in need of significant debt relief through no fault of their own. Declaring bankruptcy is one way to effectively deal with many kinds of debt that may be proving impossible to pay off.   Self-Filing Versus Working with an Attorney If you don’t earn much income, you may qualify to…

 May 27, 2021 (updated August 27, 2021) 

You find the perfect house, start creating all of your Home Décor Pinterest boards and BAM – you find out that the sellers didn’t accept your offer. Your dreams of making dinner in the beautiful farmhouse kitchen are crushed and you’re wondering what you did wrong. Well here are a few reasons your offer could’ve been rejected that can help you next time you find a house you want to write an offer on. PS – I promise your real estate dreams aren’t crushed. There will be another one! Reason #1: You’re…

 May 25, 2021 (updated August 25, 2021) 

Revocable Living Trust The trust is developed by a composed agreement or statement that appoints a trustee to handle and administer the residential or commercial property of the grantor. As long as you're a proficient adult, you can develop an RLT. As the grantor, or creator of the trust, you can call any competent adult as your trustee; some people prefer to choose a bank or a trust company to fill this function. The grantor can also serve as trustee throughout your lifetime. Once it's set up, you begin by positioning your…

 April 30, 2021 (updated February 17, 2024) 

Estate Planning Lawyer Bergen County, NJ Working with a Bergen County, NK, estate planning lawyer is paramount in ensuring that your future assets and wishes are protected. At Kaplan Law Practice, LLC, our dedicated team of Bergen County estate planning lawyers is here to guide you through the process and address your concerns. Below, we've compiled some frequently asked questions to shed light on the importance of estate planning and how it can benefit you: 1. Why Is Estate Planning In Bergen County, NJ Important? Estate planning in Bergen County, NJ, is…

 April 29, 2021 (updated September 29, 2023)